Not sure where to start with IRS debt? Answer a few questions and we'll point you to the resolution path that fits your situation.
The IRS 'Fresh Start' umbrella covers several relief options — and the right one depends on what you owe and what you can pay. Answer a few questions to find your best-fit path.
Educational guidance based on 2026 IRS Fresh Start criteria — it suggests a likely starting point, not a guarantee of eligibility. Guaranteed installment (owe ≤ $10k), streamlined installment (owe ≤ $50k / 72 months), Offer in Compromise (collection potential below the debt), Currently Not Collectible (hardship), and penalty abatement each have specific rules. Not tax advice — a professional review confirms eligibility and handles the filing.
More free resolution tools: Offer in Compromise Estimator · Penalty & Interest Calculator · Installment Agreement Planner · Fresh Start Option Finder.